View actual results.
Click here to see actual letters from creditors we have personally dealt with.About Debt Settlement / Debt Negotiation.
You may have heard both terms being used and wonder what the difference is between debt settlement and debt negotiation. The reality is there is no distinction between the two; in essence both mean the same. The monies that you previously paid to your creditors each month will be set aside in your Debt Settlement Savings Account for settling each of your debts, one at a time, beginning with the most urgent. The average settlement achieved is 40 to 60 percent of the balance at the time of the settlement. In many instances, a client can become debt free in as little as 12 months; however, the average length of the program is 24 to 48 months.
How it Works:
It all starts with a UDS debt consultant. Your consultant will work with you to assess your financial circumstances and help determine whether you qualify for our program.
Upon being qualified for the program, your consultant will help you collect the information and documentation needed in order to begin the process. With this information, they will come up with an affordable monthly payment which (after fees) will be set aside in your own personal Debt Settlement Savings Account to settle your debts with your creditors.
When a negotiator receives a fair and acceptable debt settlement offer from your creditor, funds will be sent from your Debt Settlement Savings Account to pay off the debt. You will then receive written confirmation from your creditor documenting that your balance has been paid in full. This process will be repeated until all of your debts have been settled.
You Are Seconds Away from Debt Relief
- Get Out of Debt in 12-48 Months
- Reduce Your Debt by up to 50% or more!
- Make Only One Low Monthly Payment
