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Freedom Team Financial Guarantee*

We’ll settle your qualifying debt for 50% or less, or pay you the difference in cash!

Client’s total debts included in this program will be settled at an overall average of 50% or less of their balances AT THE TIME OF SETTLEMENT when all settlement percentages are averaged together. Client understands that the balances owed on Client’s accounts will likely be higher at the time of settlement due to increased interest and fees added by the creditors.

VERY IMPORTANT

The guarantee is based upon averaging the settlement percentages and achieving an overall rate of 50% or less once all debt has been settled. This does not mean that we are guaranteeing to settle each and every debt for 50% or less, but merely means that the overall average of all debts combined will be settled for 50% or less. Please note that any and all fees charged by Ultimate Debt Solutions are not included in the settlement percentages.

For example, and by way of illustration only, assume that a client’s accounts are settled as set forth in the below table:

Excluded from this guarantee, and any calculations upon which this guarantee is based, are any accounts on which a lawsuit is filed, any accounts upon which Client elects to make a payment plan rather than waiting for a later opportunity to make a settlement, and any accounts that Client elects to settle despite Ultimate Debt Solutions’ recommendation that a better settlement can be obtained later.

This guarantee is voided if:

1. Client elects not to make Settlement Deposits or fails to make the recommended Settlement Deposits;
2. Client elects not to use a law firm recommended by company;
3. Client fails to follow the instructions of Ultimate Debt Solutions or the law firm;
4. Client cancels prior to having ALL of Client’s accounts either settled, paid in full, or a payment arrangement made;
5. Client settles ANY creditor account on Client’s own, without the permission of Ultimate Debt Solutions;
6. Client interferes in any way with a settlement being done by Ultimate Debt Solutions that jeopardizes the percentage and causes the creditor to raise the percentage of the settlement. 

Freedom Team Financial must approve every account under the guarantee with no exceptions. Every potential client will be sent to the underwriting department for review and approval. Only those debts qualified by underwriting will be accepted for the guarantee program.

If the overall average of a client’s total debt settled exceeds 50% at the time the last debt is settled, Ultimate Debt Solutions will pay the difference to the client in cash. Ultimate Debt Solutions is not guaranteeing that it will be able to settle each and every account for 50% or less. It is important to remember that it is the over all average of approved debt at the time of settlement that must settle for 50% or less.